{"id":2232,"date":"2025-09-15T20:15:06","date_gmt":"2025-09-15T20:15:06","guid":{"rendered":"https:\/\/src-develop.go-vip.net\/en-ca\/?page_id=2232"},"modified":"2026-06-08T21:34:19","modified_gmt":"2026-06-08T21:34:19","slug":"group-benefit-solutions","status":"publish","type":"page","link":"https:\/\/advisor.rbcinsurance.com\/en\/group-benefit-solutions\/","title":{"rendered":"Group Benefit Solutions"},"content":{"rendered":"\n<div style=\"height:0px\" aria-hidden=\"true\" class=\"wp-block-spacer mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading is-style-default default has-black-color has-text-color has-link-color wp-elements-9c71c6fa9c510f996ba65208f3738cdd\" id=\"h-group-benefit-solutions\"><span class=\"partial__border-bottom\">Group Benefit Solutions<\/span><\/h1>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1 is-desktop-per-page-1 carouselContainer mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl\" role=\"region\" aria-label=\"Carousel Container\"><div class=\"carousel-wpr top-controls rbci-desktop-bottom-center rbci-mobile-bottom-center\" data-mobile-per-page=\"1\" data-visible-slide=\"1\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><button class=\"carousel-prev slick-arrow\" aria-label=\"Go to previous banner\"><\/button><div class=\"carousel-indicators\"><\/div><button class=\"carousel-next slick-arrow\" aria-label=\"Go to next banner\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\" data-slick=\"{&quot;adaptiveHeight&quot;:true}\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item\">\n<div class=\"wp-block-group rbci-carousel-main-group has-rbc-bright-blue-tint-1-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:16px\">\n<div class=\"wp-block-group alignwide is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group rbci-carousel-content-left is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-light-blue\" style=\"--icon-url:url(undefined)\"><span>Product announcement<\/span><\/div><\/div>\n\n\n\n<p class=\"rbci-carousel-main-text has-white-color has-text-color has-link-color wp-elements-d5d9042edf6d9eef4b65c878f4156456\">Give your clients more coverage, more confidence. <mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">Introducing Family Critical Illness \u2013 available June 1, 2026.<\/mark><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/advisor.rbcinsurance.com\/en\/group-benefit-solutions\/#critical-illness\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2232-150b3ebc\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Learn more-https:\/\/advisor.rbcinsurance.com\/en\/group-benefit-solutions\/#critical-illness \">Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"1000\" src=\"https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/shutterstock_2404276453_EDIT.png?quality=80\" alt=\"\" class=\"wp-image-4298\" style=\"border-top-left-radius:8px;border-top-right-radius:8px;border-bottom-left-radius:8px;border-bottom-right-radius:8px;aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/shutterstock_2404276453_EDIT.png 1500w, https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/shutterstock_2404276453_EDIT.png?resize=300,200 300w, https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/shutterstock_2404276453_EDIT.png?resize=768,512 768w, https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/uploads\/sites\/2\/2026\/06\/shutterstock_2404276453_EDIT.png?resize=1024,683 1024w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item\">\n<div class=\"wp-block-group rbci-carousel-main-group has-rbc-bright-blue-tint-1-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:16px\">\n<div class=\"wp-block-group alignwide is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group rbci-carousel-content-left is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow\" style=\"--icon-url:url(undefined)\"><span>Product launch<\/span><\/div><\/div>\n\n\n\n<p class=\"rbci-carousel-main-text has-white-color has-text-color has-link-color wp-elements-2d5fc6b69786c2b223bf185e75a9a1b5\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">PocketPills<mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">:<\/mark><\/mark> Help Group clients and their Plan Members save on prescription medications<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/campaign\/advisor\/pocketpills.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2232-150b3ebc\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Learn more-https:\/\/www.rbcinsurance.com\/campaign\/advisor\/pocketpills.html \">Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"164\" src=\"https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/service-tile5.png?quality=80&amp;w=250\" alt=\"\" class=\"wp-image-2234\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item\">\n<div class=\"wp-block-group rbci-carousel-main-group has-rbc-bright-blue-tint-1-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:16px\">\n<div class=\"wp-block-group alignwide is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group rbci-carousel-content-left is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow\" style=\"--icon-url:url(undefined)\"><span>Product launch<\/span><\/div><\/div>\n\n\n\n<p class=\"rbci-carousel-main-text has-white-color has-text-color has-link-color wp-elements-de8df7c1004807d9e87684872ade5c95\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">RBC Insurance Wellness Program:<\/mark> Show your clients an easy (and free) solution to support their employees\u2019 health and well-being.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-administrator\/wellness-program\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2232-150b3ebc\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Learn more-https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-administrator\/wellness-program\/ \">Learn more<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"164\" src=\"https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/uploads\/sites\/2\/2025\/09\/bnr-wellness-program-desktop.png?quality=80&amp;w=250\" alt=\"\" class=\"wp-image-2235\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout3 mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header mar-b mob-mar-b is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading mar-b-0 mob-mar-b-0\" id=\"h-popular-materials\"><span class=\"partial__border-bottom\">Popular materials<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-col mar-t-0 mob-mar-t-0 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/src-develop.go-vip.net\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/09\/In-Page-Icon.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-applications-and-enrolment\">Applications and enrolment<\/h4>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717158.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-cfeccffb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Advisor Compensation Form\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Advisor Compensation Form<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717171.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-ad20f4db\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Insurance Application\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Group Insurance Application<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717169.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-6c9b7a61\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Enrolment Form\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Group Enrolment Form<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/3743f12e6fde61ba\/original\/Employee-Data-Listing-Enrolment-Census.xls\" target=\"_blank\" data-dig-id=\"LP-2232-b6cb570e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Employee Data Listing\" class=\"rbc-link-format rbc-link-format icon-before excel-doc-icon\" data-icon-class=\"icon-before excel-doc-icon\" rel=\"noreferrer noopener\">Employee Data Listing<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/pdf\/group-benefits\/group-advisor-online-portal-authorization.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-c372727c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Advisor Online Portal Authorization Form\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Group Advisor Online Portal Authorization Form<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/advisor.rbcinsurance.com\/en\/forms-and-resources\/?sort=relevance&amp;Content_Type=Applications_and_new_business_forms&amp;Line_of_Business=Group_Benefits_Solutions\" target=\"_blank\" data-dig-id=\"LP-2232-87c6e8e9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all applications and enrolment forms\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">View all applications and enrolment forms<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/src-develop.go-vip.net\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/09\/In-Page-Icon-1.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-claims\">Claims<\/h4>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717153.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-7f2ed039\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"General Claim Submission\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">General Claim Submission<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717597.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-bdc9290e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"STD client\u2019s statement\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">STD client\u2019s statement<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/pdf\/group-benefits\/forms\/128195-std-claim-form-employer-statement-en.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-7f8a732b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"STD employer\u2019s statement\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">STD employer\u2019s statement<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clhia.ca\/en-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" data-dig-id=\"LP-2232-3334de8e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"STD Attending Physician Statement of Disability\" class=\"rbc-link-format rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">STD Attending Physician Statement of Disability<\/a><\/p>\n\n\n\n<p class=\"mar-b-qtr mob-mar-b-qtr mar-t-0 mob-mar-t-0\"><a data-icon-class=\"externalsite-link\" href=\"https:\/\/www.clhia.ca\/en-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2232-c2836c1d\" data-dig-label=\"Attending Physician Statement of Disability\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format externalsite-link\">LTD Attending Physician Statement of Disability<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717594.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-6d5592b8\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Life\/Accidental Death notice of claim\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Group Life\/Accidental Death notice of claim<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/advisor.rbcinsurance.com\/en\/forms-and-resources\/?sort=relevance&amp;Content_Type=Client_service_forms&amp;Line_of_Business=Group_Benefits_Solutions\" target=\"_blank\" data-dig-id=\"LP-2232-87c6e8e9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all applications and enrolment forms\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">View all claims forms<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/src-develop.go-vip.net\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/09\/In-Page-Icon-2.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-service\">Service<\/h4>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717168.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-1a03bd81\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Evidence of Insurability Form\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Evidence of Insurability Form<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717192.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-b2d5d5af\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plan Member Change Form\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Plan Member Change Form<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717198.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-8bd3307b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Maternity\/Parental Leave of Absence - Opting Out of Coverage\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Maternity\/Parental Leave of Absence &#8211; Opting Out of Coverage<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-854125.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-33949a81\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Third Party Administration Agreement\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Third Party Administration Agreement<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-732122.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-62c3f6d9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Cost Plus Claim Form\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Cost Plus Claim Form<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/advisor.rbcinsurance.com\/en\/forms-and-resources\/?sort=relevance&amp;Content_Type=Client_service_forms&amp;Line_of_Business=Group_Benefits_Solutions\" target=\"_blank\" data-dig-id=\"LP-2232-87c6e8e9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all applications and enrolment forms\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">View all service forms<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/src-develop.go-vip.net\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/08\/briefcase.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-supporting-resources\">Supporting resources<\/h4>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-811297.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-ee65477f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Advisor guide: Group Benefit Solutions\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Advisor guide: Group Benefit Solutions<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-811296.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-efdb540d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Commission Brochure and Compensation Schedule\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Commission Brochure and Compensation Schedule<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-716971.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-a161fc00\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Group Disability Benefits brochure\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Group Disability Benefits brochure<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-716968.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-335525e2\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Health &amp; Dental Brochure\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Health &amp; Dental Brochure<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-716971.pdf\" target=\"_blank\" data-dig-id=\"LP-2232-1611197f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Short Term &amp; Long Term Disability Brochure\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Short Term &amp; Long Term Disability Brochure<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/advisor.rbcinsurance.com\/en\/forms-and-resources\/?sort=relevance&amp;search=resources&amp;Line_of_Business=Group_Benefits_Solutions\" target=\"_blank\" data-dig-id=\"LP-2232-87c6e8e9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all applications and enrolment forms\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">View all supporting resources<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel wmSelectionalPanelWrapperBlock mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl section-tabs full-width tabs-scroll is-tabs-style-horizontal-scrolling-tabs is-style-rbci-no-border-round-tabs-left-aligned\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner has-box-shadow-grey-tint-one\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-tabs-block-v2 alignfull\">\n<ul class=\"wp-block-rbc-tab-nav-v2  tab-nav\" role=\"tablist\">\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#life-and-add\" id=\"section-tab-life-and-add\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#life-and-add\" aria-controls=\"life-and-add\" aria-selected=\"false\" data-dig-id=\"LP-2232-3b8b56e8\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Life and AD&amp;D\u00a0\" data-dig-anchor=\"life-and-add\">Life and AD&amp;D\u00a0<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#disability\" id=\"section-tab-disability\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#disability\" aria-controls=\"disability\" aria-selected=\"false\" data-dig-id=\"LP-2232-f3ce0806\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Disability\" data-dig-anchor=\"disability\">Disability<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#health-and-dental\" id=\"section-tab-health-and-dental\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#health-and-dental\" aria-controls=\"health-and-dental\" aria-selected=\"false\" data-dig-id=\"LP-2232-ee064aed\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Health and Dental\" data-dig-anchor=\"health-and-dental\">Health and Dental<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#critical-illness\" id=\"section-tab-critical-illness\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#critical-illness\" aria-controls=\"critical-illness\" aria-selected=\"false\" data-dig-id=\"LP-2232-0ae074ac\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Critical Illness\" data-dig-anchor=\"critical-illness\">Critical Illness<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#guaranteed-standard-issue-program\" id=\"section-tab-guaranteed-standard-issue-program\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#guaranteed-standard-issue-program\" aria-controls=\"guaranteed-standard-issue-program\" aria-selected=\"false\" data-dig-id=\"LP-2232-dd769857\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Guarantee Standard Issue Program\" data-dig-anchor=\"guaranteed-standard-issue-program\">Guarantee Standard Issue Program<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#travel\" id=\"section-tab-travel\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#travel\" aria-controls=\"travel\" aria-selected=\"false\" data-dig-id=\"LP-2232-02cac4e5\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Travel\" data-dig-anchor=\"travel\">Travel<\/a><\/li>\n<\/ul><div class=\"tab-ctrl\"><button class=\"tabs-prev hidden\"><span class=\"offscreen\">Go to previous tab<\/span><\/button><button class=\"tabs-next\"><span class=\"offscreen\">Go to next tab<\/span><\/button><\/div>\n\n\n\n<div class=\"wp-block-rbc-tab-content-v2 tab-content\">\t<style type=\"text\/css\">\n\t\t.wp-block-tk-spacer.id-3bfc659a-a003-4c5f-9702-8a9d405e465d {\n\t\theight: 1px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-3bfc659a-a003-4c5f-9702-8a9d405e465d {\n\t\t\theight: 1px;\n\t\t}\n\t}\t<\/style>\n\t<div class=\"wp-block-tk-spacer id-3bfc659a-a003-4c5f-9702-8a9d405e465d\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-life-and-add\" id=\"life-and-add\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow mar-b\" style=\"--icon-url:url(undefined)\"><span>Product<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper mar-t mob-mar-t mar-b-0 mob-mar-b-0\"><div class=\"comparisonBlock__header\"><h3>Group Life and Accidental Death and Dismemberment (AD&amp;D)<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">With RBC Insurance Group Life and AD&amp;D insurance, employees can be confident that they and their loved ones have financial protection.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Basic life insurance<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Optional life insurance<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">AD&amp;D insurance<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Basic life insurance<\/h4><p class=\"rbc-override-margin\">Life insurance helps to ease the financial strain on an employee\u2019s family by providing a non-taxable lump sum benefit to the family should the employee pass away.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-1e17d720 wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Choose to offer a flat coverage amount or a multiple amount of the employee\u2019s salary<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>An employee may be eligible to convert to an individual policy if he or she leaves the company<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Premiums may be waived up to age 65 if the employee becomes disabled<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>In addition to life insurance for employees, we also offer coverage for an employee\u2019s spouse and dependents.<\/p>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Optional life insurance<\/h4><p class=\"rbc-override-margin\">You can offer optional life insurance for employees, spouses and dependents who want more coverage than the basic policy provides.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"2ej8fh0sn\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-1e17d720 wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Employees can buy additional coverage at no extra cost to your company<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Employees can easily pay for their coverage through payroll deductions<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_2ej8fh0sn\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">AD&amp;D insurance<\/h4><p class=\"rbc-override-margin\">AD&amp;D insurance provides an employee\u2019s beneficiary with a benefit amount if an accident results in death, or financial compensation to the employee if an accident results in the loss of a limb, eyesight, hearing, speech or paralysis.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"pfx5f6eq0\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-1e17d720 wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Additional ancillary financial benefits are provided to cover day care for children<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Rehabilitative physical therapy benefits are also offered<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_pfx5f6eq0\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-disability\" id=\"disability\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow mar-b\" style=\"--icon-url:url(undefined)\"><span>Product<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper mar-t mob-mar-t mar-b-0 mob-mar-b-0\"><div class=\"comparisonBlock__header\"><h3>Group Disability insurance<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">RBC Insurance Group Disability Insurance can help provide financial support when an employee becomes sick or injured. Plus, rehabilitation and return-to-work programs can help an employee get back to work.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Short-term disability insurance<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Short-term disability advice to pay<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Long-term disability insurance<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Short-term disability insurance<\/h4><p class=\"rbc-override-margin\">Disability insurance protects both your client&#8217;s company and their employees from financial strain by providing employees with benefit payments equal to a portion of their regular salary.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Employees may qualify for benefits without being totally disabled<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Employees may be able to work in a reduced capacity, with benefits<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Return-to-work and rehabilitation programs can help your client\u2019s employees return to work gradually or learn new skills for a different job<\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-rbc-banner-notice rbci-tw-alert bannerNotice mar-t mob-mar-t pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0\"><div class=\"rbc-banner-block-header-div\"><div><p class=\"rbc-banner-block-header\"><strong>Claims forms &#8211; Disability Claim Forms<\/strong><\/p><\/div><div class=\"rbc-banner-block-close chevron-down\"><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-1e17d720 wp-block-group-is-layout-constrained\">\n<p class=\"call-link mar-b-qtr mob-mar-b-qtr mar-t-0 mob-mar-t-0\">The following documents will be required from the client, their medical specialist, and their employer to initiate a group disability benefit claim:<\/p>\n\n\n\n<p class=\"mar-b-qtr mob-mar-b-qtr mar-t-0 mob-mar-t-0\"><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717597.pdf\" data-dig-id=\"LP-2232-f43dc4be\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client statement\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Client statement<\/a><\/p>\n\n\n\n<p class=\"mar-t-0 mob-mar-t-0 mar-b-qtr mob-mar-b-qtr\"><a href=\"https:\/\/www.clhia.ca\/en-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" data-dig-id=\"LP-2232-649c5f0b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Attending Physician Statement of Disability\" class=\"rbc-link-format rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">Attending Physician Statement of Disability<\/a><\/p>\n\n\n\n<p class=\"mar-t-0 mob-mar-t-0 mar-b-qtr mob-mar-b-qtr\"><a class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/pdf\/group-benefits\/forms\/128195-std-claim-form-employer-statement-en.pdf\" data-dig-id=\"LP-2232-41617e4f\" data-dig-label=\"Employer statement\" data-dig-action=\"link click\" data-dig-category=\"LP\">Employer statement<\/a><\/p>\n\n\n\n<p class=\"mar-b-0 mob-mar-b-0 mar-t-0 mob-mar-t-0\">Send the completed forms to our office by email: <a href=\"mailto:intake@rbc.com\" class=\"rbc-link-format\">intake@rbc.com<\/a>.<br>The completed claim forms can also be sent by fax to:<br>RBC Life Insurance Company, Life and Health Claims Department,&nbsp;<a href=\"tel:1-800-714-8861\" data-dig-id=\"LP-2232-4010427f\" data-dig-label=\"1-800-714-8861\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1-800-714-8861<\/a>.<\/p>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Short-term disability advice to pay<\/h4><p class=\"rbc-override-margin\">If your client chooses to self-insure for short-term disabilities, they may need help evaluating and managing employee absences during the short-term disability period. With our\u00a0Short-Term Disability Advice to Pay (ATP)\u00a0service, your client gets access to a professional team of disability experts who can help them determine what to do next with confidence and clarity. We offer two ATP service levels to meet your client\u2019s needs.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"2ej8fh0sn\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-105570a8 wp-block-group-is-layout-constrained\">\n<p class=\"mar-b-0 mob-mar-b-0 has-text-reg-font-size\"><strong>Basic<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Collection and review of claim information<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Interview with your client, their employee and their health care team to ensure all factors are captured<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Upfront advice about benefit entitlement, anticipated absence duration, and return-to-work date<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"mar-b-0 has-text-reg-font-size\"><strong>Enhance<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Ongoing assessment and claim management throughout the short-term disability period<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Regular communication with your client and their employee<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Continued advice about benefit entitlement and absence duration<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Rehabilitation and return to work support, if appropriate<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_2ej8fh0sn\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Long-term disability insurance<\/h4><p class=\"rbc-override-margin\">A Long Term Disability plan can help protect your client\u2019s company and employees from the financial burden of a long term absence due to injury or illness by providing benefits to replace a portion of an employee\u2019s regular salary<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"pfx5f6eq0\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-1e17d720 wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Employees can return to work in a reduced capacity, and still receive benefit payments<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Rehabilitation and return-to-work programs can help employees return to work gradually or learn new skills for a different job<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Optional Spousal Disability Benefits are available<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>A Survival Benefit is paid to an eligible survivor if an employee passes away while receiving benefit payments<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>A cost-of-living increase helps ensure that monthly benefit payments keep pace with inflation<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Additional services like Teladoc Medical Experts and Employee Assistance Programs are standard features<\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-rbc-banner-notice rbci-tw-alert bannerNotice mar-t mob-mar-t pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0\"><div class=\"rbc-banner-block-header-div\"><div><p class=\"rbc-banner-block-header\"><strong>Claims forms &#8211; Disability Claim Forms<\/strong><\/p><\/div><div class=\"rbc-banner-block-close chevron-down\"><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<p class=\"call-link mar-t-0 mob-mar-t-0 mar-b-qtr mob-mar-b-qtr\">The following documents will be required from the client, their medical specialist, and their employer to initiate a group disability benefit claim:<\/p>\n\n\n\n<p class=\"call-link mar-t-0 mob-mar-t-0 mar-b-qtr mob-mar-b-qtr\"><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717593.pdf\" data-dig-id=\"LP-2232-6a109b90\" data-dig-category=\"LP\" data-dig-action=\"link click\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Client\u2019s statement<\/a><\/p>\n\n\n\n<p class=\"mar-b-qtr mob-mar-b-qtr mar-t-0 mob-mar-t-0\"><a href=\"https:\/\/www.clhia.ca\/en-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" data-dig-id=\"LP-2232-c2836c1d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Attending Physician Statement of Disability\" class=\"rbc-link-format rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">Attending Physician Statement of Disability<\/a><\/p>\n\n\n\n<p class=\"mar-t-0 mob-mar-t-0 mar-b-qtr mob-mar-b-qtr\"><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-717592.pdf\" data-dig-id=\"LP-2232-3533af7a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Employer\u2019s statement\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Employer\u2019s statement<\/a><\/p>\n\n\n\n<p class=\"call-link mar-b-0 mob-mar-b-0 mar-t-0 mob-mar-t-0\">Send the completed forms to our office by email:&nbsp;<a href=\"mailto:intake@rbc.com\" data-dig-id=\"LP-2232-22c808cf\" data-dig-label=\"intake@rbc.com\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">intake@rbc.com<\/a>.<br>The completed claim forms can also be sent by fax to:<br>RBC Life Insurance Company, Life and Health Claims Department,&nbsp;<a href=\"tel:1-800-714-8861\" data-dig-id=\"LP-2232-4a6028fb\" data-dig-label=\"1-800-714-8861\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1-800-714-8861<\/a>.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_pfx5f6eq0\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-health-and-dental\" id=\"health-and-dental\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow\" style=\"--icon-url:url(undefined)\"><span>Product<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper mar-t mob-mar-t mar-b-0 mob-mar-b-0\"><div class=\"comparisonBlock__header\"><h3>Group Health and Dental insurance<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">Help bridge the gap in employees\u2019 provincial health coverage. We\u2019re committed to containing costs for your client\u2019s company while making it easy for their employees to submit claims and understand their coverage.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Coverages<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Spending accounts<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Care and support services<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Prescription drug coverage<\/h4><p class=\"rbc-override-margin\">Customize your client\u2019s company\u2019s prescription drug plan based on: reimbursement levels, drug plan maximums, deductibles, dispensing-fee caps, the types of drugs offered, and how employees are reimbursed for their prescriptions.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading is-style-default default\" id=\"h-healthcare-benefits\">Healthcare benefits<\/h4>\n\n\n\n<p>Healthcare benefits include coverage for:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large mar-b mob-mar-b\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Paramedical services\u2014covered practitioners and therapists (clinical psychologist, chiropractor, audiologist, massage therapist, dietician and more)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Semi-private or private hospital room<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Private-duty nursing services<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Medical supplies and services such as hearing aids, orthopedic shoes and custom orthotics<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Accidental dental coverage<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Eye exams and an optional vision care benefit<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Out-of-province\/country emergency medical travel insurance benefits<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading is-style-default default\" id=\"h-dental-benefits\">Dental benefits<\/h4>\n\n\n\n<p class=\"is-style-default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default\">Your client has two options for offering dental benefits to their employees:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large mar-b mob-mar-b\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Basic dental coverage only, which includes recall exams, scaling, x-rays, filings and more<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Or, basic dental coverage plus: orthodontic services and major restorative services such as inlays, crowns, veneers and dentures<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading is-style-default default mar-b-hlf mob-mar-b-hlf\" id=\"h-survivor-benefits\">Survivor benefits<\/h4>\n\n\n\n<p class=\"is-style-default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default mar-b mob-mar-b default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default\">The surviving spouse or dependents of a deceased employee receives up to two years of continued benefits, with no premiums to pay, or cost to the company.<\/p>\n\n\n\n<h4 class=\"wp-block-heading is-style-default default\" id=\"h-cost-plus\">Cost plus<\/h4>\n\n\n\n<p>Cost Plus provides the option to pay for an employee\u2019s unforeseen medical and dental expenses not covered under the plan.<\/p>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Spending accounts<\/h4><p class=\"rbc-override-margin\">A Spending Account allows employers to offer additional choice and flexibility to their employees. Your client\u2019s company can allocate credits to their employees each year, which they can use as they wish to pay for the cost of eligible health and dental or wellness-related expenses not covered by your client\u2019s company\u2019s regular benefits plan or by provincial health plans.<br><br>There are two types of Spending Accounts employers can offer their employees:<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"2ej8fh0sn\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-105570a8 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns mar-b-ft mob-mar-b-ft is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-label-xl-font-size\"><strong>Health Spending Account (HSA)<\/strong><\/p>\n\n\n\n<p>Employees and their eligible dependents can use their HSA to pay for eligible health and dental expenses not reimbursed by their plan, such as:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Eye glasses, contact lenses, laser eye surgery, dental implants, orthodontics, etc.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Expenses due to deductibles or maximums that are outside of their regular plan coverage limits<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-label-xl-font-size\"><strong>Wellness Spending Account (WSA)<\/strong><\/p>\n\n\n\n<p>Employees can choose to use WSA for a wide range of services and items related to living a healthy lifestyle such as:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Fitness equipment and fitness membership fees<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Sports fees<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Wellness and non-health professional services<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Education and personal development<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Family care<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons mar-t-0 mob-mar-t-0 is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/advisor.rbcinsurance.com\/en\/forms-and-resources\/?sort=relevance&amp;Product_Name=Group_Health_and_Dental&amp;Content_Type=Forms&amp;Line_of_Business=Group_Benefits_Solutions\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2232-dbfd9489\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"View all forms-https:\/\/advisor.rbcinsurance.com\/en\/forms-and-resources\/?sort=relevance&amp;Product_Name=Group_Health_and_Dental&amp;Content_Type=Forms&amp;Line_of_Business=Group_Benefits_Solutions \">View all forms<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_2ej8fh0sn\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Care and support services<\/h4><p class=\"rbc-override-margin\">A Long Term Disability plan can help protect your client\u2019s company and employees from the financial burden of a long term absence due to injury or illness by providing benefits to replace a portion of an employee\u2019s regular salary<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"pfx5f6eq0\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-105570a8 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-c0198eba wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-label-xl-font-size\"><strong>Virtual primary care<\/strong><\/p>\n\n\n\n<p>Maple is a telemedicine service that connects employees directly with a doctor who can treat them online so they can feel better faster and get back to their jobs quicker.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large mar-b-hlf mob-mar-b-hlf\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Standard coverage includes 4 visits per family annually, with access from 7am to midnight, seven days a week<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Premium coverage includes unlimited visits with 24-hour access, seven days a week<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-member\/maple-virtual-care\/\" data-dig-id=\"LP-2232-74e7b627\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn more about virtual primary care\" class=\"rbc-link-format standalone-link-after\" data-icon-class=\"standalone-link-after\">Learn more about virtual primary care<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-label-xl-font-size\"><strong>Mental health support services<\/strong><\/p>\n\n\n\n<p>With a comprehensive range of options available, we can help guide plan members to the support that\u2019s right for them, including digital wellness programs, virtual counselling services, in-person sessions in your community and more.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large mar-b-hlf mob-mar-b-hlf\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Fitness equipment and fitness membership fees<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Sports fees<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Wellness and non-health professional services<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Education and personal development<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Family care<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-member\/mental-health-support\/\" data-dig-id=\"LP-2232-4d82125a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn more about mental health services\" class=\"rbc-link-format standalone-link-after\" data-icon-class=\"standalone-link-after\">Learn more about mental health services<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_pfx5f6eq0\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-critical-illness\" id=\"critical-illness\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow\" style=\"--icon-url:url(undefined)\"><span>Product<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper mar-t mob-mar-t mar-b-0 mob-mar-b-0\"><div class=\"comparisonBlock__header\"><h3>Group Critical Illness insurance<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">Coping with critical illness while managing family and work obligations is challenging for an employee. Help your employees, their dependents and their spouse to reduce the impact with an insurance plan that offers a tax-free lump sum benefit that provides financial support, at a time when recovery should be the primary focus.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Group Critical Illness insurance<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Group Critical Illness insurance<\/h4><p class=\"rbc-override-margin\">Your client may choose from two plans for their company, both of which cover the most common critical illnesses and ensure that their employees will be financially protected in the event of a diagnosis.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list is-style-blue-disc mar-b mob-mar-b\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/group-critical-illness-insurance-plans\/\" data-dig-id=\"LP-2232-5857e243\" data-dig-label=\"Essential Plan \u2013 9 conditions covered\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">Essential Plan \u2013 9 conditions covered<\/a><\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/group-critical-illness-insurance-plans\/\" data-dig-id=\"LP-2232-7e19e17d\" data-dig-label=\"Comprehensive Plan \u2013 19 conditions covered\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">Comprehensive Plan \u2013 19 conditions covered<\/a><\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group default is-style-default is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-10161a48 wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading is-style-default default\" id=\"h-simple-qualification-for-benefits\">Simple qualification for benefits<\/h4>\n\n\n\n<p class=\"is-style-default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default default\">Upon enrolment in a critical illness plan, your client\u2019s employees won\u2019t be required to provide up-front personal health information and pre-existing conditions will be covered.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large mar-b-0 mob-mar-b-0\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Guaranteed Issue amount up to $75,000<\/strong>&nbsp;\u2013 The Guaranteed Issue amount, or the amount of insurance available without having to provide personal health information, applies to all group sizes.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>No pre-existing condition exclusion<\/strong>&nbsp;\u2013 Employees will receive benefits for a covered illness, regardless of whether they have a pre-existing condition.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-guaranteed-standard-issue-program\" id=\"guaranteed-standard-issue-program\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-light-blue-tint-3\" style=\"--icon-url:url(undefined)\"><span>Program<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper mar-t mob-mar-t mar-b-0 mob-mar-b-0\"><div class=\"comparisonBlock__header\"><h3>Guarantee Standard Issue Program<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">Our GSI program is designed to meet the unique and changing needs of Canadian businesses, providing a full range of products and services for your clients. It\u2019s a unique approach that offers funding flexibility and employer cost stability while meeting the needs of a business or certain qualified employees.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">GSI<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\"><strong>GSI program facts and advantages:<\/strong><\/h4><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large mar-b-hlf mob-mar-b-hlf\">\n<li class=\"wp-block-rbc-list-item\">\n<p>A simplified application process<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Full medical underwriting is not required<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Qualified employees are each issued an individual policy<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"mar-b-qtr mob-mar-b-qtr\"><strong>The overall GSI amounts that are available are dependent on:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list checkmark-icon is-style-black-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>the number of participants and their employment income (disability insurance only)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>whether the coverage is voluntary or mandatory (critical illness insurance)<\/p>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Premiums paid by an employer are typically tax-deductible:<\/strong> When premiums are paid by the employee \u2013 or paid by the employer and added to their income as a taxable benefit \u2013 any benefits that become payable directly to the employee are received tax-free.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"has-label-large-font-size\"><strong>Popular materials<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>Advisor materials<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/340b827d246d2b0f\/original\/Individual-Disability-Income-and-Critical-Illness-Insurance.pdf\" target=\"_blank\" data-dig-id=\"LP-1722-49791850\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"assets.rbcinsurance.com\/m\/340b827d246d2b0f\/original\/Individual-Disability-Income-and-Critical-Illness-Insurance.pdf\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">GSI On-line Application Brochure<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/37cae50991bd76fd\/original\/GSI-Online-Application-Census-Template-and-Job-Aid.xlsm\" target=\"_blank\" data-dig-id=\"LP-1722-49791850\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"assets.rbcinsurance.com\/m\/340b827d246d2b0f\/original\/Individual-Disability-Income-and-Critical-Illness-Insurance.pdf\" class=\"rbc-link-format rbc-link-format icon-before excel-doc-icon\" data-icon-class=\"icon-before excel-doc-icon\" rel=\"noreferrer noopener\">Online Application Census Template and Job Aid<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/7891a4dfccb8a56a\/original\/GSI-Integrated-Individual-Insurance-Policy-Demo.mp4\" target=\"_blank\" data-dig-id=\"LP-1722-49791850\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"assets.rbcinsurance.com\/m\/340b827d246d2b0f\/original\/Individual-Disability-Income-and-Critical-Illness-Insurance.pdf\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\" rel=\"noreferrer noopener\">Integrated Individual Insurance Policy Demo<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/4ab931dc6b5b3a77\/original\/GSI-Individual-Disability-Insurance-Online-Application-Demo.mp4\" target=\"_blank\" data-dig-id=\"LP-1722-49791850\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"assets.rbcinsurance.com\/m\/340b827d246d2b0f\/original\/Individual-Disability-Income-and-Critical-Illness-Insurance.pdf\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\" rel=\"noreferrer noopener\">Individual Disability Insurance Online Application Demo<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/6d2332634c1ff5fd\/original\/GSI-Individual-Disability-Insurance-Critical-Illness-Insurance-Online-Application-Demo.mp4\" target=\"_blank\" data-dig-id=\"LP-1722-49791850\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"assets.rbcinsurance.com\/m\/340b827d246d2b0f\/original\/Individual-Disability-Income-and-Critical-Illness-Insurance.pdf\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\" rel=\"noreferrer noopener\">Individual Disability Insurance &amp; Critical Illness Insurance Online Application Demo<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/7006c9c68cd6d7c9\/original\/GSI-Critical-Illness-Insurance-Online-Application-Demo.mp4\" target=\"_blank\" data-dig-id=\"LP-1722-49791850\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"assets.rbcinsurance.com\/m\/340b827d246d2b0f\/original\/Individual-Disability-Income-and-Critical-Illness-Insurance.pdf\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\" rel=\"noreferrer noopener\">Critical Illness Insurance Online Application Demo<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-779892.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Advisor guide: Guaranteed Standard Issue Program<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>Client materials<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/pdf\/individual-living-benefits\/marketing\/118023-gsi-wallet-card.pdf\" target=\"_blank\" data-dig-id=\"LP-492-9b6d44c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client guide: Participating life insurance\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">GSI factsheet and wallet card<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-676692.pdf\" target=\"_blank\" data-dig-id=\"LP-492-9b6d44c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client guide: Participating life insurance\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">GSI composite billing<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/advisor.rbcinsurance.com\/en\/forms-and-resources\/?sort=relevance&amp;search=Guaranteed+Standard+Issue+Program&amp;Content_Type=Marketing_Material\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"2024 financial update\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">View all marketing material<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/advisor.rbcinsurance.com\/en\/forms-and-resources\/?sort=relevance&amp;search=Guaranteed+Standard+Issue+Program&amp;Content_Type=Reference_Material\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"2024 financial update\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">View all reference material<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-travel\" id=\"travel\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow\" style=\"--icon-url:url(undefined)\"><span>Product<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-group mar-t mob-mar-t mar-b-dbl mob-mar-b-dbl is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"h-travel\"><span class=\"partial__border-bottom\">Travel<\/span><\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper srcTitle-mb-0 mar-t-0 mob-mar-t-0\"><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Travel<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Travel<\/h4><p class=\"rbc-override-margin\">For travel insurance inquiries and claim forms, clients can contact Allianz Global Assistance:<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list mar-b mob-mar-b is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Visit: <span class=\"partial__border-bottom\"><a href=\"https:\/\/allianzassistanceclaims.ca\/login\" target=\"_blank\" data-dig-id=\"LP-2232-9c574657\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Online Travel Insurance Claims Site\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Online Travel Insurance Claims Site<\/a><\/span><\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group default is-style-default is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-10161a48 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-highlight-container-type-3 is-layout-flex wp-container-core-columns-is-layout-f2b4f319 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-highlight-container-type-2 has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#f3f7f8\">\n<div class=\"wp-block-group mar-b mob-mar-b is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-cb46ffcb wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading mar-b-0 mob-mar-b-0 has-h-5-font-size\" id=\"h-assistance\">Assistance<\/h5>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"tel:1-855-603-5571\" data-dig-id=\"LP-2232-85e75add\" data-dig-label=\"1-855-603-5571\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1-855-603-5571<\/a>&nbsp;(Canada and USA)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"tel:905-608-8254\" data-dig-id=\"LP-2232-648c6690\" data-dig-label=\"905-608-8254\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">905-608-8251<\/a>&nbsp;(Collect from anywhere)<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-highlight-container-type-2 has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#f3f7f8\">\n<div class=\"wp-block-group mar-b mob-mar-b is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-cb46ffcb wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading mar-b-0 mob-mar-b-0\" id=\"h-claims-0\">Claims<\/h5>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"tel:1-855-603-5571\" data-dig-id=\"LP-2232-85e75add\" data-dig-label=\"1-855-603-5571\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1-855-603-5574<\/a>&nbsp;(Canada and USA)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"tel:905-608-8254\" data-dig-id=\"LP-2232-648c6690\" data-dig-label=\"905-608-8254\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">905-608-8254<\/a>&nbsp;(Collect from anywhere)<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Key forms<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.rbcinsurance.com\/salesresourcecentre\/file-869227.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Travel &#8211; Confirmation of Coverage Letter<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-group alignfull PopularMarketingMaterialBlockContainer mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl has-rbc-bright-blue-tint-5-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading is-style-default mar-b mob-mar-b popular-marketing-material-title default has-black-color has-text-color has-link-color wp-elements-1e73d648d1ec14a1e874d409e44f4adb\" id=\"h-find-popular-marketing-materials-forms-and-other-tools-for-group-benefit-solutions\"><span class=\"partial__border-bottom\">Find popular marketing materials, forms and other tools for Group Benefit Solutions<\/span><\/h2>\n\n\n\t<div class=\"wp-block-rbci-src-bynder-asset-dropdown mar-b mob-mar-b\"\n\t\tdata-number-of-items=\"7\"\n\t\tdata-block-id=\"bynder-block-frs2vyv\"\n\t\tdata-parent-data=\"Line_of_Business\"\n\t\tdata-selected-parent-option=\"Group_Benefits_Solutions\"\n\t\tdata-language=\"English\">\n\t\t<div class=\"bynder-select-container\">\n\t\t\t<!-- Custom select element -->\n\t\t\t<div class=\"bynder-custom-select\" id=\"bynder-dropdown-bynder-block-frs2vyv\">\n\t\t\t\t<!-- The actual select element (hidden visually but accessible for screen readers) -->\n\t\t\t\t<select class=\"bynder-select-element\" aria-label=\"Select an option\">\n\t\t\t\t\t<option value=\"\" disabled selected>Select an option<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"0156E083-C216-43E1-8A20D36D2BCD4228\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Client service forms\">\n\t\t\t\t\t\t\t\tClient service forms\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"275E0880-4953-4DC2-B035381A85695E77\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Job aids and training\">\n\t\t\t\t\t\t\t\tJob aids and training\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"50DD284D-2891-4841-95D364CB5E199EBD\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Locked in forms\">\n\t\t\t\t\t\t\t\tLocked in forms\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"C5C36ACF-1F26-4F5D-9089DC7FDBB65F02\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Product guide\">\n\t\t\t\t\t\t\t\tProduct guide\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"9A31B4A5-A6F9-4F98-ABBF706A29E8B874\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Sales tools\">\n\t\t\t\t\t\t\t\tSales tools\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"70065A91-8258-4BE6-935419FDB3814737\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Sample contracts\">\n\t\t\t\t\t\t\t\tSample contracts\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t<!-- Custom styled select -->\n\t\t\t\t<div class=\"bynder-select-selected\">\n\t\t\t\t\tSelect an option\t\t\t\t<\/div>\n\t\t\t\t<!-- Custom styled options container -->\n\t\t\t\t<div class=\"bynder-select-items bynder-select-hide\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item bynder-select-placeholder\">\n\t\t\t\t\t\t\tSelect an option\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"0156E083-C216-43E1-8A20D36D2BCD4228\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Client service forms\">\n\t\t\t\t\t\t\t\tClient service forms\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"275E0880-4953-4DC2-B035381A85695E77\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Job aids and training\">\n\t\t\t\t\t\t\t\tJob aids and training\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"50DD284D-2891-4841-95D364CB5E199EBD\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Locked in forms\">\n\t\t\t\t\t\t\t\tLocked in forms\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"C5C36ACF-1F26-4F5D-9089DC7FDBB65F02\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Product guide\">\n\t\t\t\t\t\t\t\tProduct guide\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"9A31B4A5-A6F9-4F98-ABBF706A29E8B874\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Sales tools\">\n\t\t\t\t\t\t\t\tSales tools\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"70065A91-8258-4BE6-935419FDB3814737\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Sample contracts\">\n\t\t\t\t\t\t\t\tSample contracts\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<!-- Results container -->\n\t\t<div id=\"bynder-results-bynder-block-frs2vyv\" class=\"bynder-results-container hide\" aria-live=\"polite\"><\/div>\n\t<\/div>\n\n\t\n\n\n<p>Still can\u2019t find what you\u2019re looking for? Visit the <a href=\"https:\/\/advisor.rbcinsurance.com\/en\/forms-and-resources\/\" data-dig-id=\"LP-101-be3d254f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"forms and resources\" class=\"rbc-link-format\">forms and resources<\/a> page.<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading is-style-default default\" id=\"h-specialized-services-savings-and-support\"><span class=\"partial__border-bottom\">Specialized services, savings and support<\/span><\/h2>\n\n\n\n<div class=\"wp-block-columns is-highlight-container-type-3 is-style-default default mar-t mob-mar-t mar-b-64 mob-mar-b-dbl is-layout-flex wp-container-core-columns-is-layout-f2b4f319 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-highlight-container-type-2 pad-t-dbl mob-pad-t-dbl pad-b-dbl mob-pad-b-dbl pad-l-dbl mob-pad-l-dbl pad-r-dbl mob-pad-r-dbl has-background is-layout-flow wp-container-core-column-is-layout-1a0eff7f wp-block-column-is-layout-flow\" style=\"background-color:#f7f8fa\">\n<h4 class=\"wp-block-heading mar-b-hlf mob-mar-b-hlf\" id=\"h-for-plan-administrators\">For plan administrators<\/h4>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit mar-b-hlf mob-mar-b-hlf is-style-black-disc mar-l-hlf mob-mar-l-hlf\">\n<li class=\"mob-mar-b-0 mar-b-0\">Online administration<\/li>\n\n\n\n<li class=\"mob-mar-b-0 mar-b-0\">HR support for small business<\/li>\n\n\n\n<li class=\"mar-b-0 mob-mar-b-0\">Employee Assistance Program \u2013 Management Resources<\/li>\n<\/ul>\n\n\n\n<p><a class=\"rbc-link-format standalone-link-after\" data-icon-class=\"standalone-link-after\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-administrator\/\" data-dig-id=\"LP-2232-248e3cee\" data-dig-label=\"View plan administrator page\" data-dig-action=\"link click\" data-dig-category=\"LP\"><strong>View plan administrator page<\/strong><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-highlight-container-type-2 pad-t-dbl mob-pad-t-dbl pad-b-dbl mob-pad-b-dbl pad-l-dbl mob-pad-l-dbl pad-r-dbl mob-pad-r-dbl has-background is-layout-flow wp-container-core-column-is-layout-1a0eff7f wp-block-column-is-layout-flow\" style=\"background-color:#f7f8fa\">\n<h4 class=\"wp-block-heading mar-b-hlf mob-mar-b-hlf\" id=\"h-for-plan-members\">For plan members<\/h4>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit mar-b-hlf mob-mar-b-hlf is-style-black-disc mar-l-hlf mob-mar-l-hlf\">\n<li class=\"mar-b-0 mob-mar-b-0\">Employee Assistance Program<\/li>\n\n\n\n<li class=\"mar-b-0 mob-mar-b-0\">RBC Insurance Wellness Program<\/li>\n\n\n\n<li class=\"mar-b-0 mob-mar-b-0\">Mental health support services<\/li>\n\n\n\n<li class=\"mob-mar-b-0 mar-b-0\">Teladoc medical experts<\/li>\n\n\n\n<li class=\"mob-mar-b-0 mar-b-0\">Medical Confidence<\/li>\n\n\n\n<li>Discount programs<\/li>\n<\/ul>\n\n\n\n<p><a class=\"rbc-link-format standalone-link-after\" data-icon-class=\"standalone-link-after\" href=\"https:\/\/www.rbcinsurance.com\/en-ca\/group-benefits\/plan-member\/\" data-dig-id=\"LP-2232-248e3cee\" data-dig-label=\"View plan administrator page\" data-dig-action=\"link click\" data-dig-category=\"LP\"><strong>View plan member page<\/strong><\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns news-and-updates-pattern mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<h2 class=\"wp-block-heading has-black-color has-text-color has-link-color wp-elements-9c83eab75ef755907dd52ab9609e45b3\" id=\"h-latest-news-and-updates\">Latest news and updates<\/h2>\n\n\n\n<p class=\"news-and-updates-text\">Stay informed with the latest news and updates from RBC Insurance designed to keep you connected with our evolving services.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:16px;margin-bottom:16px\"><div>\n<div class=\"wp-block-button btn before is-style-tertiary tertiary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/advisor.rbcinsurance.com\/en\/news-and-updates\/\" style=\"padding-top:0;padding-bottom:0\" data-dig-id=\"LP-2232-3fb4f5da\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"See all articles-https:\/\/advisor.rbcinsurance.com\/en\/news-and-updates\/ \">See all articles<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\t\t<div class=\"wp-block-rbci-src-bynder-latest-news hide-content-type-tags\">\n\t\t\t\t\t\t\t<div class=\"bynder-content-items\">\n\t\t\t\t\t\t\t\t\t\t\t<!-- Translator: %s: Content Asset name -->\n\t\t\t\t\t\t<div class=\"bynder-content-card\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/assets.rbcinsurance.com\/asset\/51f6cd3c-c84e-4eea-a761-7756949702f7\/Helping-your-clients-maximize-their-wellness-benefits-Upcoming-virtual-sessions.pdf\" class=\"bynder-content-card-link\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"Open Helping your clients maximize their wellness benefits: Upcoming virtual sessions in a new tab\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<p class=\"bynder-content-title\">Helping your clients maximize their wellness benefits: Upcoming virtual sessions<\/p>\n\n\t\t\t\t\t\t\t\t<div class=\"bynder-content-meta\">\n\t\t\t\t\t\t\t\t\t<span class=\"bynder-content-date\">June 10, 2026<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"bynder-arrow-icon\">\n\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" height=\"24\" width=\"24\" alt=\"arrow icon\" src=\"https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/plugins\/src-bynder-integration\/src\/assets\/images\/icons\/icon-arrow.svg\">\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<!-- Translator: %s: Content Asset name -->\n\t\t\t\t\t\t<div class=\"bynder-content-card\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/assets.rbcinsurance.com\/asset\/0c4a9b13-decc-4ca3-8554-6abd45919416\/Security-enhancements-for-PMOS-and-My-Benefits-App.pdf\" class=\"bynder-content-card-link\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"Open Security enhancements for PMOS and My Benefits App in a new tab\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<p class=\"bynder-content-title\">Security enhancements for PMOS and My Benefits App<\/p>\n\n\t\t\t\t\t\t\t\t<div class=\"bynder-content-meta\">\n\t\t\t\t\t\t\t\t\t<span class=\"bynder-content-date\">June 3, 2026<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"bynder-arrow-icon\">\n\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" height=\"24\" width=\"24\" alt=\"arrow icon\" src=\"https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/plugins\/src-bynder-integration\/src\/assets\/images\/icons\/icon-arrow.svg\">\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<!-- Translator: %s: Content Asset name -->\n\t\t\t\t\t\t<div class=\"bynder-content-card\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/assets.rbcinsurance.com\/asset\/09abe65a-7582-4bc1-ab54-ca93b4712a9c\/Group-Family-Critical-Illness-coverage-now-available.pdf\" class=\"bynder-content-card-link\" target=\"_blank\" rel=\"noopener noreferrer\" aria-label=\"Open Group Family Critical Illness coverage now available in a new tab\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<p class=\"bynder-content-title\">Group Family Critical Illness coverage now available<\/p>\n\n\t\t\t\t\t\t\t\t<div class=\"bynder-content-meta\">\n\t\t\t\t\t\t\t\t\t<span class=\"bynder-content-date\">June 1, 2026<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"bynder-arrow-icon\">\n\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" height=\"24\" width=\"24\" alt=\"arrow icon\" src=\"https:\/\/advisor.rbcinsurance.com\/en\/wp-content\/plugins\/src-bynder-integration\/src\/assets\/images\/icons\/icon-arrow.svg\">\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Group Benefit Solutions Find popular marketing materials, forms and other tools for Group Benefit Solutions Still can\u2019t find what you\u2019re looking for? Visit the forms and resources page. Specialized services, savings and support For plan administrators View plan administrator page For plan members View plan member page Latest news and updates Stay informed with the [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"class_list":["post-2232","page","type-page","status-publish","hentry"],"acf":{"rbci_landing_page_use_simple_navigation":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Group Benefit Solutions | RBC Insurance Sales Resource Centre<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Group Benefit Solutions | RBC Insurance Sales Resource Centre\" \/>\n<meta property=\"og:description\" content=\"Group Benefit Solutions Find popular marketing materials, forms and other tools for Group Benefit Solutions Still can\u2019t find what you\u2019re looking for? Visit the forms and resources page. 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